personal development on Debt

The blunt fact is that America's grand promotion of debt-leveraged consumerism has stood Max Weber's famous thesis about the rise of capitalism on its head. It has scorned the early-American s...

There are three basic truths about guilt. If you’ll come back to these concepts anytime you begin to feel guilty, you will understand better what is going on emotionally and how you should approach th...

Anyone who lives within their means suffers from a lack of imagination.

I recently attended an event sponsored by Compassion International, the International Child Sponsorship Organization. The event was called “Stepping into My Shoes”. The purpose being to show children ...

During a large part of my childhood my father was in school, so we never really went on a traditional “vacation” until late in my elementary school years. I distinctly remember one of our first trips,...

The late comedian Sam Levenson enjoyed sharing funny anecdotes about his childhood, especially his early school days. One of his favorite stories was about his first day of school, when his overly pro...

He who receives a benefit with gratitude repays the first installment on his debt.

O Lord, We marvel that you would take on flesh and blood in order to be crucified, killed, and buried for us. You humbled yourself and submitted to the hatred of sinful men, accepting the thorns, the ...

For a long time it seemed to me that real life was about to begin, but there was always some obstacle in the way. Something had to be got through first, some unfinished business; time still to be serv...

When he was 7 years old, his family was forced out of their home because of a legal technicality. He had to work to help support them. At age 9, while still a backward, shy little boy, his mother die...

I Choose Love...No occasion justifies hatred; no injustice warrants bitterness. I choose love. Today I will love God and what God loves. I Choose Joy...I will invite my God to be the God of circumstan...

Almost all of us feel torn by the things we want to do, by the demands placed on us, by the many responsibilities we have.

Hence, whatever certain people have in superabundance is due, by natural law, to the purpose of succoring the poor.

Duty is ours; results are God’s.

Ability involves responsibility; power, to its last particle, is duty.

When we find worth by our affluence, it promises rest but brings stress, increasing demands, and a greater devotion to a god that will never love us and always forsake us.

Money cannot purchase joy. It buys temporary distractions.

“You are fettered," said Scrooge, trembling. "Tell me why?" "I wear the chain I forged in life," replied the Ghost. "I made it link by link, and yard by yard; I girded it...

Gracious God, we come before you with humility, recognizing that doubt has led our decisions. We have allowed fear to lead, rather than love. Because of this, we have been unkind to our families, our ...

Almighty God of creation, please forgive us for the times when we’ve squandered the gifts you’ve given us. You give so freely, so abundantly, that we sometimes take your gifts for granted. For the tim...

Gracious God, you are the giver of every good and perfect gift. You give us our talents, our freedom, and our financial resources. We struggle to give back to you from these gifts. We often worry that...

Evading self-acknowledgment of our faults enables us to avoid painful moral emotions: guilt and remorse for harming others; shame for betraying your own ideals; self-contempt for not meeting even our ...

James 5:16 invites us to confess our sins so that we might be healed. Let us go before our Creator in humility and confession. Lord Almighty, we come to you in humility today. We have sought security...

Money can extinguish intrinsic motivation, diminish performance, crush creativity, encourage unethical behavior, foster short-term thinking, and become addictive.

Talents have been variously described in interpretation, but the literal meaning of a talent is money. And each disciple has, in fact, been entrusted with a certain amount of money. A talent may also ...

O Giver of every good and perfect gift, we confess that we are poor stewards of your bounty. You give us time, but we waste it. You give us life, but we use it to glorify ourselves. You give us wealth...

Holy God, we come to You confessing that we never have enough. We are never satisfied with what You have given us. We look at others with envy and we want more, even when our homes are overflowing wit...

Surrender your poverty and acknowledge your nothingness to the Lord. Whether you understand it or not, God loves you, is present in you, lives in you, dwells in you, calls you, saves you, and offers y...

Andrew Carnegie rose to become among the world's richest individuals through his steel empire. In the midst of this acquisition of massive wealth at just thirty-three years old—Carnegie conducted ...

It must be remembered that life consists not of a series of illustrious actions, or elegant enjoyments; the greater part of our time passes in compliance with necessities, in the performance of daily ...