studies on Financial Struggles

One of the most challenging and complex economic realities faced by many of our neighbors who live paycheck to paycheck is finding financial resources to cover immediate and unexpected expenses. To ad...

One Sunday, an usher brought to me an offering plate holding a bacon biscuit that a college student had deposited in the morning offering. A little note attached said, “Silver and gold have I none, bu...

God does for you what Bill Tucker’s father did for him. Bill was sixteen years old when his dad suffered a health crisis and consequently had to leave his business. Even after Mr. Tucker regained his ...

Honoré de Balzac, who would later gain fame as a celebrated writer in post-Napoleonic France, was known for his intricate characters and keenly realistic writing style. Like many young artists, he end...

The celebrated CBS newsmagazine 60 Minutes presented a segment on August 14, 2022, titled “Hope Chicago.” The segment tells a remarkable story about what happened to students at a high school on...

The first thing to notice is that violence is intentional. For example, one of the most brutal forms of violence affecting millions of poor women and girls in our world is sex trafficking. Lured a...

There's an intriguing story about Oliver Cromwell, who, while serving as Lord Protector of England, faced a tricky cash flow issue. When he found himself short on precious metal for coins, he sent...

In his book on the subject, Philip Yancey describes the tension he himself deals with as a Christian related to money: Many Christians have one issue that haunts them and never falls silent: for som...

Sometimes, of course, the sense of God with us becomes much more distinct. My oldest brother, J. I. Willard, served for over thirty years as a minister under the blessing of God. But his entry into th...

Sometimes, of course, the sense of God with us becomes much more distinct. My oldest brother, J. I. Willard, served for over thirty years as a minister under the blessing of God. But his entry into th...

Robert C. McFarlane was a well-known businessman in the Los Angeles area. He had moved to California from Oklahoma in 1970, and within just a few days of his arrival—due to a disastrous misunderstandi...

At the airport, Hugh Maclellan Jr. saw an acquaintance who looked troubled. “What’s the matter?” Hugh asked. The man sighed. “I thought I was finally going to have a weekend to myself. But now I have ...

Consider the following summary of an interview conducted by Abhijit Banerjee and Esther Duflo, two of the world’s leading researchers on poverty: In a village in Indonesia we met Ibu Emptat, the wif...

For some people the brokenness in these foundational relationships results in material poverty, that is their not having sufficient money to provide for the basic physical needs of themselves and thei...

I recently attended an event sponsored by Compassion International, the International Child Sponsorship Organization. The event was called “Stepping into My Shoes”. The purpose being to show children ...

On the fifteenth of each month, Alicia has thirty dollars withdrawn from her checking account to sponsor Belyse, a beautiful, brown-eyed girl from Kenya, who then gets school and a hot meal each day. ...

Right around six years into what would become a thirty-three-year ministry at Bethlehem Baptist Church, John Piper was stuck. His board wanted to enact some significant changes and he felt like he had...

In their book Passing the Plate (Oxford, 2008), Christian Smith and Michael Emerson introduce the phrase “discretionary obligation” as a way to understand the typical American Christian’s approach to ...

I ask people to anonymously write their worries on sticky notes. We post them to a wall and look at them together. Participants are often surprised by the raw honesty of what is shared and the private...

My wife, Susan and I were sitting in the office of a fellow pastor, Jack Harrison, in the fall of 1992. The recommendation of friends had led us to Jack’s office. “He’s an amazing counselor,” they sai...

At three years old, Kyle had never put on his own shoes. He always had help—shoes can be tricky. At four, he had never put together a puzzle all by himself—he’d get frustrated, so Mom or Dad or the ba...

We suffer these things and they fade from memory. But daily, hourly, to give up our own possessions and especially to subordinate our own impulses and wishes to others—these are hard, hard things; and...

“Why our son?” are the only words you can muster. The funeral is over and the words of comfort have been politely said. Now it is just you, your memories, and your question, “Why me?” “The tests were...

Get to know someone really well, and almost without fail, you will discover a person who routinely struggles to get out of bed in the morning. And not just because they’re tired. They can’t get out of...

The Messy Middle In his classic work Transitions, author and professor William Bridges shares an excellent anecdote about life in crisis: it can happen at any time and in a myriad of ways. It also de...

Churches, seminaries, and nonprofit organizations are notorious for saying they need change and then resisting the very leader they called to bring it. One of my consulting clients told me that he cal...

In his highly book, Inside Job , Stephen W. Smith shares the importance of finding balance, even as life seems to pull us in different directions: Overextending yourself is stretching your physic...

Statistics show that 80 percent of new pastors leave the ministry within five years. A friend once remarked, “If they were able to pastor churches without people, they might last ten years.” Most past...

A life-threatening crisis came to my home when I was only 25. My wife suffered a near-fatal stroke and was rushed to the hospital, where doctors scrambled to keep her alive. Within hours, we were maki...

I interviewed Jamie Dimon, current CEO of JPMorgan Chase (the largest bank in the United States) and previous cofounder of the financial services conglomerate Citigroup (the third largest). While at C...