In their book Passing the Plate (Oxford, 2008), Christian Smith and Michael Emerson introduce the phrase “discretionary obligation” as a way to understand the typical American Christian’s approach to giving. Smith and Emerson suggest that Christians believe that they should give generously to the kingdom, yet at the same time feel free to give at their discretion, giving only what they can, when they can, and never feeling burdened by a compulsion to give.
If “discretionary obligation” defines our understanding of generosity, we will never experience true abundance in our churches. Though many Americans have faced significant financial setbacks in recent years, we have observed that wealth in America has increased at a record pace over the last sixty years, even after taking into account the economic retraction of 2008. However, the percentage of income Americans give to churches has been decreasing over the same period of time. This just doesn’t make sense. We have more than ever, but we give less than ever. The American church can no longer turn its back on this issue. It is time to take a look at ways we can reverse this disturbing trend of more wealth and less giving to the church.