studies on Borrowing

One of the most challenging and complex economic realities faced by many of our neighbors who live paycheck to paycheck is finding financial resources to cover immediate and unexpected expenses. To ad...

While most of us probably avoid borrowing money, there are cases in which people actually enjoy borrowing from other people. For instance, the Austrian poet Peter Altenberg loved to borrow money from ...

A friend of mine once remarked that how we care for the land often mirrors how we care for those dependent on it, especially women and children. Is our attitude one of entitlement and privilege? Do we...

Part of the problem was that the atheist movement had primarily rallied around what it was against —religion. Consequently, it had struck a negative tone ever since its inception. Aware of this, ...

According to the groundbreaking book The Power of Habit by Charles Duhigg, his research tells us that cravings drive our “habit loops.” Some of us crave escape or relaxation through the habit of a g...

The ministry of Jesus does not end with his resurrection. In his ascension, he does not abandon his humanity. He is not the ascended Lord apart from everything that has happened between his incarnatio...

Where did the observation of a Sabbath come from? Nahum Sarna points out that it is never instituted within Scripture. Instead, it is taken for granted that the people already observe it: “There can...

There was a man in New York City. Walked into a bank and asked for a loan. A loan officer came out and introduced himself. He said, how much you want? He goes, I want $5,000. I’m going to Europe on bu...

Suppose I sell you a piece of commercial property on which I am already behind in my mortgage payments. You not only pay me a fair price for the property but also pay my overdue payments. Now the prop...

Consider the following summary of an interview conducted by Abhijit Banerjee and Esther Duflo, two of the world’s leading researchers on poverty: In a village in Indonesia we met Ibu Emptat, the wif...

I recently attended an event sponsored by Compassion International, the International Child Sponsorship Organization. The event was called “Stepping into My Shoes”. The purpose being to show children ...

Mortgage is a French word. It’s a combination of two Old French words, mort meaning “death” and gage meaning “pledge.” Yep, signing a mortgage means you are signing a death pledge. It was named this a...

Sam and Pam, two friends, both arrived in the United States as immigrants from the country of Quadora. Each one wanted to buy a house, and it so happened they each found one for sale by a certain weal...

Imagine that I go to a friend and say: “Don, I’m in trouble. I need to borrow $10,000. Would you lend me $10,000?” And Don says, “Sure. He lends me $10,000 and I understand that I now owe him $10,000....

As a novice in a Catholic religious order, Ronald Rolheiser was taught the importance of religious poverty by having to write “Ad Usam” inside every book he was given. This was to teach him that the b...

Mercy goes beyond justice, it does not undercut it. If I forgive you the hundred dollar debt you owe me, that means I must use one hundred dollars of my own money to pay my creditors. I cannot really ...

Medieval Dominican friar Thomas Aquinas (1225–1274), in his commentary on the Lord’s Prayer, specifically the fourth petition (“give us this day our daily bread”), points out several ways that our own...

There is an old story of a king who went into the village streets to greet his subjects. A beggar sitting by the roadside eagerly held up his alms bowl, sure that the king would give handsomely. Inste...

One Sunday, an usher brought to me an offering plate holding a bacon biscuit that a college student had deposited in the morning offering. A little note attached said, “Silver and gold have I none, bu...

There’s a coffee shop in Bluffton, SC named The Corner Perk. Bluffton is near Charleston. In 2012, a woman who wished to remain anonymous handed the owner a hundred-dollar bill and said she wanted to ...

Several years ago I read an article about Queen Mary, who made it her practice to visit Scotland every year. She was so loved by the people there that she often mingled with them freely without a prot...

William Shakespeare’s Othello is able to capture the heart of what it means to experience slander, or to have one “bear false witness’ perhaps better than any other: Who steals my purse steals trash;...

One of the cardinal rules of improvisational theater is that actors must never steal scenes. In her book Improvisation for the Theater , Viola Spolin bluntly puts it this way: “Any player who ‘st...

Take what you have—whatever you have—take it into your hands and hold it lightly, very lightly. Then bless it—thank God for what you have and make it holy by giving it away for love. Then break it—sor...

As you read, I hope you’ll see how anything can form a sort of slavish attachment, a sort of addiction. Habits like checking Twitter, Instagram, or Facebook? Yes. Substances like booze and opioids? Of...

Rather than translating the culture, then, we need to try to enter the culture. When people want to study the Bible seriously, one of the steps they take is to learn the language. As I teach language ...

For many of us, living in excess doesn’t express itself in extremities. It doesn’t translate to tying $4,000 to balloons and releasing it into the air. It doesn’t have to amount to owning six houses (...

What’s the biggest misconception Christians have about giving? That when we give money away to a church or ministry, or to help the needy, it’s gone. While we hope others will benefit from it, we’re q...

A rabbi’s followers, known as his talmidim in Hebrew, went everywhere with him, not just to hang on his every word and learn theology from him. They followed him everywhere so that they could mimic wh...

Isaiah 58 tells us that the Lord wants us to share our bread with the hungry, bring the homeless poor into our homes, share our clothing with those who need some and not hide ourselves from the rest o...