christian living on Debt

Mercy goes beyond justice, it does not undercut it. If I forgive you the hundred dollar debt you owe me, that means I must use one hundred dollars of my own money to pay my creditors. I cannot really ...

Sam and Pam, two friends, both arrived in the United States as immigrants from the country of Quadora. Each one wanted to buy a house, and it so happened they each found one for sale by a certain weal...

In 2010, an oil rig named “Deepwater Horizon” suffered a catastrophic failure. Due to improper installation of the cement seal, a malfunctioning blowout preventer, and cost-cutting decisions by corpor...

Almighty God, Father of our Lord Jesus Christ, Maker of all things, Judge of all men: We acknowledge and bewail our manifold sins and wickedness, which we, from time to time, most grievously have comm...

If we say we have no sin, we deceive ourselves, and the truth is not in us. If we confess our sins, he is faithful and just to forgive us our sins and to cleanse us from all unrighteousness." In ...

We know mistakes were made.

At the beginning of this season of Lent, on this Ash Wednesday, we are reminded that we are dust and to dust we will return. We are reminded of human fragility and failure. We are reminded that we are...

Grace is a gift that costs everything for the giver and nothing for the recipient.

In Christ we have redemption through his blood, the forgiveness of our trespasses, according to the riches of his grace, which he lavished upon us, in all wisdom and insight. Together we affirm that b...

My husband, Jeff, is an excellent driver. He has never had an accident, excepting two incidents in high school which hardly bear mentioning— Several years ago, I was driving across town to get to a sp...

Lord, you tell us in your word that when we know the good we ought to do and fail to do it, we are in sin. Can we truly know the extent of our need for your grace? Are we conscious of the multitude of...

We confess, loving God, that we are not a society of saints, but a fellowship of sinners. We are the forgiven, who still need forgiveness. We are the redeemed, who are still being redeemed. We do not ...

Almighty and most merciful Father, we have erred and strayed from thy ways like lost sheep. We have followed too much the devices and desires of our own hearts. We have offended against thy holy laws....

To have Abraham-like faith brings blessing (v 9). The result of living by the law is that we are “under a curse” (v 10). This “curse” has two aspects. Theologically, anyone who says-. I can be saved b...

He that cannot forgive others, breaks the bridge over which he himself must pass if he would ever reach heaven; for everyone has need to be forgiven.

The next time you say something deceitful, hurtful or proud, you cannot say “I don’t know what came over me.” Nothing came over you. Such sins come _out_of you. They come from a wellspring that is ver...

Heavenly Father, we come to you acknowledging our own unrighteousness. We know that we fall short of your glory and your desires for us. Still, we know that you love us with the love you have shown in...

Holy God, we need you. Through our sins, we regularly fall short of your glory. We separate ourselves from you. We are powerless to save ourselves. You alone can save us through the grace offered to u...

Throughout the Old Testament this was always the idea of a sin-offering - that of a perfect victim; without offense on its own account, taking the place of the offender; the transference of the offend...

The imposition of ashes, now a familiar Ash Wednesday tradition in Catholic, Anglican, and many Protestant churches, has its roots in an early church penitential practice. For people who had been excl...

Almighty and most merciful God, we have erred and strayed from your ways like lost sheep. We have followed too much the devices and desires of our own hearts. We have offended against your holy laws. ...

Dear Lord, we come before You now as Your children who need You. God, You are the Creator of all things, the Giver of life itself. You have made us in Your image and invited us to be Your children and...

I am more sinful and flawed than I ever dared believe, more loved and welcomed than I ever dared hope.

Father, we speak the truth about who we are apart from you. Paul summarizes our condition in Romans 3 using the truth found in the sacred writings of the Psalter and Prophets, There is no one righteo...

Across all barriers of land and language, wealth and poverty, knowledge and ignorance, we are one, created from the same dust, subject to the same laws, and destined for the same end. With this compas...

Christmas is about receiving presents, but consider how challenging it is to receive certain kinds of gifts. Some gifts by their very nature make you swallow your pride. Imagine opening a present on C...

Justice is for those who deserve it; mercy is for those who don't.

Forgive us for our many sins. Like Eve, we are easily captivated by the objects that our eyes desire. We fall so often, and when we do, we run and hide in shame instead of running to you to confess ou...

Loving father, there are times when it feels like we never get it right. We compare ourselves to others and we don’t measure up. It seems like we can never get our act together and live up to the stan...

Pastor: “None is righteous, no, not one; no one understands; no one seeks for God. All have turned aside; together they have become worthless; no one does good, not even one.” “Their throat is an open...