justification on Loans

If you are ever in the mood to feel overwhelmed, discouraged, and downright depressed, hail a cab to the corner of Avenue of the Americas and West 44th Street in New York City. There, you’ll find the ...

Justification is the great exchange: our sin for Christ's righteousness.

A living faith is that which pours itself out in works.

When God “credits righteousness", He is conferring a legal status on someone. He treats them as actually righteous and free from condemnation, even though they are still actually unrighteous in t...

For although faith alone justifies, love is also demanded…. A living faith is that efficacious, burning trust in the mercy of God which never fails to bring forth good fruits.

​O my all-merciful God and Lord, Jesus Christ, full of pity: Through Your great love You came down and became incarnate in order to save everyone. O Savior, I ask You to save me by Your grace! If You ...

We are justified, not by giving anything to God, - what we do, - but by receiving from God, what Christ hath done for us.

It could not have been done unless man paid what was owing to God for sin. But the debt was so great that, while man alone owed it, only God could pay it, so that the same person must be both man and ...

Brothers and Sisters, be reassured. Your sins are not held against you. By the work of God in Christ, you are forgiven. God “has delivered us from the domain of darkness and transferred us to the king...

What can we say, O Lord, to justify ourselves? You shower us with grace upon grace. Your mercies are new every morning. And we find it hard to forgive others. Sometimes we are petty and hold grudges f...

Our faith in Christ does not free us from works but rather from the foolish view that works result in our justification.

Faith cannot but pour forth from all creatures in most eager service to God as a dutiful son serves a godly father. The efficacy of faith is such that from its fruits it is very evident in whose heart...

Grace is God’s part, faith ours.

The work of salvation is God’s work from beginning to end. He loved us when we were dead, and made us alive in Christ.

We do not therefore by faith make void the law, but rather establish it.

Saving faith is an immediate relation to Christ, accepting, receiving, resting upon Him alone, for justification, sanctification, and eternal life by virtue of God's grace.

Grace is not only needed for the occasion of conversion, the moment we suddenly (or slowly) come to our senses and realize that we are spiritually bankrupt, having nothing to bring to God and everythi...

Faith is nothing else than trust in the divine mercy promised in Christ…. This trust in the goodwill or mercy of God first calms our hearts and then inflames us to give thanks to God for his mercy so ...

The Spirit of truth has been given to a people who lacked truth. The Advocate has been sent. We who were once without life have been given new life. For it is by grace we have been saved through faith...

Being therefore justified by faith, we have peace with God through our Lord Jesus Christ.

Hear the good news! Who is in a position to condemn? Only Christ, and Christ died for us, Christ rose for us, Christ reigns in power for us, Christ prays for us. (Romans 8:34, Phillips) Leader: Friend...

Introduction In Romans 10 we are encouraged to call upon the Lord. Lest we believe that our returning to God is ultimately a matter of works or our own merit, Paul wants us to see that repentance fi...

We are saved by faith alone, but the faith that saves is never alone.

In Isaiah 43:25, God says, “I, even I, am he who blots out your transgressions, for my own sake, and remembers your sins no more.” Here God uses two absolute terms to assure us of the complete removal...

Sisters and brothers, hear the Good News of the Gospel of Jesus Christ: “Therefore, since we have been justified by faith, we have peace with God through our Lord Jesus Christ. Through him we have als...

At the beginning to the musical Les Misérables , the lead character Jean Valjean is arrested by the police, with silver he has stolen from a kindly bishop who had given him shelter. Valjean is plainl...

We affirm the good news that this saying is trustworthy and deserving of full acceptance, that Christ Jesus came into the world to save sinners. He personally bore our sins in His body on the cross, s...

Leader: May we go from here knowing we stand upright before the Father because of Christ’s works and not our own. Go, and serve the Lord in the power of the Holy Spirit!

Justification is a legal or forensic term, belonging to the law courts. Its opposite is condemnation. Both are the pronouncements of a judge. In a Christian context they are the alternative eschatolog...

The more we allow ourselves to personally experience sanctification by faith, the more we also experience healing by faith. These two doctrines walk together. The more the Spirit of God lives and acts...