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liturgy
If we say we have no sin, we deceive
Pastor: If we say we have no sin, we deceive ourselves, and the truth is not in us. People: But if we confess our sins, God, who is faithful and just, will forgive our sins and cleanse us fr... -
liturgy
O Lord, We marvel that you would take
O Lord, We marvel that you would take on flesh and blood in order to be crucified, killed, and buried for us. You humbled yourself and submitted to the hatred of sinful men, accepting the thorns, the ... -
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My Part in my Salvation
The 19th and 20th century Canadian-American pastor Harry Ironside once told a story of a new Christian who gave his testimony during a church service. Beaming with joy, the man spoke of how God had re... -
liturgy
Colossians 2:13-14
Hear the good news: And you, who were dead in your trespasses and the uncircumcision of your flesh, God made alive together with him, having forgiven us all our trespasses, by canceling the record of ... -
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The Deepwater Horizon Crisis and Our Need for a Savior
In 2010, an oil rig named “Deepwater Horizon” suffered a catastrophic failure. Due to improper installation of the cement seal, a malfunctioning blowout preventer, and cost-cutting decisions by corpor... -
liturgy
Jesus My Glory
O Lord God, You have commanded us to believe in Jesus; and I would flee to no other refuge, wash in no other fountain, build on no other foundation, receive from no other fullness, res... -
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A Debt We Couldn’t Pay Ourselves
Suppose I sell you a piece of commercial property on which I am already behind in my mortgage payments. You not only pay me a fair price for the property but also pay my overdue payments. Now the prop... -
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Hell Begins…
Hell begins with a grumbling mood, always complaining, always blaming others…but you are still distinct from it. You may even criticize it in yourself and wish you could stop it. But there may come a ... -
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The Debt Must Be Paid
Mercy goes beyond justice, it does not undercut it. If I forgive you the hundred dollar debt you owe me, that means I must use one hundred dollars of my own money to pay my creditors. I cannot really ... -
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Assurance: To set a Child of God Free
Whenever you’re running your life on those fuels, Satan’s got you where he wants you. The one thing he does not want is that God’s words “You are my beloved child” become the fuel of your life and hea... -
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The Fuel of our Identities
If you think of your identity and heart as an engine, you could say there is a kind of fuel that powers it cleanly and efficiently—and a kind of fuel that is not only polluting but also destroys the e... -
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An Advance of $90,000
Millions of golfers know the name of Harvey Penick. His first book, Harvey Penick’s Little Red Book, became a surprising best-seller, selling more than 1 million copies in 1992, quickly earning the ti... -
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The Three Basic Truths About Guilt
There are three basic truths about guilt. If you’ll come back to these concepts anytime you begin to feel guilty, you will understand better what is going on emotionally and how you should approach th... -
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If He Gets Crucified
There’s a story told in Soviet Russia during the reign of Joseph Stalin. An elderly woman was praying in a Russian Orthodox Church. Walking to the front of the church, she came to a cross of Jesus and... -
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Learning by Example
The late comedian Sam Levenson enjoyed sharing funny anecdotes about his childhood, especially his early school days. One of his favorite stories was about his first day of school, when his overly pro... -
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The Two House-Hunters from Quadora
Sam and Pam, two friends, both arrived in the United States as immigrants from the country of Quadora. Each one wanted to buy a house, and it so happened they each found one for sale by a certain weal... -
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The Debt Clock
If you are ever in the mood to feel overwhelmed, discouraged, and downright depressed, hail a cab to the corner of Avenue of the Americas and West 44th Street in New York City. There, you’ll find the ... -
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The Blood Suckers
During a large part of my childhood my father was in school, so we never really went on a traditional “vacation” until late in my elementary school years. I distinctly remember one of our first trips,... -
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Just Charge It!
I recently attended an event sponsored by Compassion International, the International Child Sponsorship Organization. The event was called “Stepping into My Shoes”. The purpose being to show children ... -
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Preying on the Poor
One of the most challenging and complex economic realities faced by many of our neighbors who live paycheck to paycheck is finding financial resources to cover immediate and unexpected expenses. To ad... -
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Anyone who lives within their means suffers from a lack of imagination. -
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Sleeping Well
Caesar Augustus, the first Roman emperor, had quite the sharp wit. After hearing about a Roman nobleman who had passed away with enormous debts (which were kept private throughout his lifetime), he se... -
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Lending to the Lender
While most of us probably avoid borrowing money, there are cases in which people actually enjoy borrowing from other people. For instance, the Austrian poet Peter Altenberg loved to borrow money from ... -
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The Death Pledge
Mortgage is a French word. It’s a combination of two Old French words, mort meaning “death” and gage meaning “pledge.” Yep, signing a mortgage means you are signing a death pledge. It was named this a... -
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The blunt fact is that America's grand promotion of debt-leveraged consumerism has stood Max Weber's famous thesis about the rise of capitalism on its head. It has scorned the early-American s... -
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Poverty and Indebtedness: Ibu Emptat’s Story
Consider the following summary of an interview conducted by Abhijit Banerjee and Esther Duflo, two of the world’s leading researchers on poverty: In a village in Indonesia we met Ibu Emptat, the wif... -
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If you owe the bank $100 that's your problem. If you owe the bank $100 million, that's the bank's problem. -
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The Loan
There was a man in New York City. Walked into a bank and asked for a loan. A loan officer came out and introduced himself. He said, how much you want? He goes, I want $5,000. I’m going to Europe on bu...
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