Nor, indeed, can a man properly be said to save anything...

Nor, indeed, can a man properly be said to save anything, if he only lays it up. You may as well throw your money into the sea, as bury it in the earth. And you may as well bury it in the earth, as in your chest, or in the Bank of England. Not to use, is effectually to throw it away… Having, First, gained all you can, and, Secondly saved all you can, Then "give all you can."